Can I Get Approved for a Car Loan if I have Bad Credit

Aug 17, 2020

Within the widespread landscapes of the Greater Toronto Area and fast pace environment we have all grown accustomed to, it is without a doubt, necessary to have a vehicle if you want to keep up. The luxury of purchasing a car may seem a bit of a far reach for those whom may not have the means to make a big purchase, which often leads to the idea of acquiring a car loan. Car loans hold a lot of benefits: financing allows you to not have to freeze up equity in a depreciating asset, it makes car buying possible for those who do not have enough equity to make a purchase out right, and it allows you to grow your personal credit history.

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Can I Get Approved For a Car Loan If I have No Down Payment?

Aug 17, 2020

With interest rising for financing options in used car sales, it is important for the buyers to educate themselves on the details and requirements of a car loan. One of the main concerns buyers have when playing with the idea of financing their next vehicle is: How much down payment do I need?

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Obtaining an Car Loan with Late Payments

Jul 28, 2020

In the fast pace environment we all live in, it is common for people to miss payments from time to time on their credit cards, phone bills or even a loan. Late payments are detrimental to your credit score and as much as one late payment can drag your score down significantly.

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Buying a Used Car in Toronto

Jul 28, 2020

Your average consumer in the North American market makes a car purchase every 5 years which also means that most people have not had enough experience to be familiar with the used car buying process. Here is a quick guide to help you through your next purchase

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Obtaining an Approval with Good Credit

Jul 28, 2020

Within North America, people are increasingly becoming more dependent on using credit to make big purchases such as a house or a car. By having good credit, these purchases are made with more ease and more options are available when talking about the products.

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Car Loan Approvals While Being Retired

Jul 28, 2020

You are now retired after many years of working, it is time for you to enjoy the fruits of your labour and that means do the things you want to do and buy the things you want to buy. A lot of retirees will eventually want to purchase a new vehicle, whether it is for pleasure or just something new and efficient for daily errands. You may wonder, are there any specific expectations or requirements are needed in order to obtain a car loan as a retiree?

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Getting Approved After Bankruptcy

Jul 27, 2020

For the longest time, Bankruptcy is seen as a financial dead end; but with today’s economy, banks and lenders are more understanding that in certain circumstances, it is the logical thing to do. While experiencing financial woes, it is important to pick yourself back up and equip yourself with tools that will efficiently bring you back to comfortable standing.

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Divorcing With a Current Car Loan

Aug 17, 2020

Divorce is an end of a partnership. Martial assets split and so does martial debt. When dealing with splitting a current car loan during a divorce, you must be clear in the contract as to what you wish to do with it.

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Auto Financing for Students

Aug 11, 2020

Student at a postsecondary level are at the time of their lives where they transition over to adulthood. During this transition, it is important to acquire tools that will assist them in the work field as much as their studies.

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Get Approved with New Credit

Jul 25, 2020

New credit is when you have had no prior or existing trade lines, whether it be telephone line, credit cards, and loans of any sort. If you fit in this category and are wondering if it’s possible to get a car loan, yes you can!

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